WHAT
WE DO
We have domain expertise in providing flexible and customized debt products to rapidly growing startup companies via working capital finance or as Venture Debt. We also provide structured debt to established mid-size corporates for their unique needs.
Alternative Credit to
Growth Companies
BlackSoil provides short-term credit solutions to fast-growing, scalable, and underserved new economy businesses. These companies may not have access to traditional sources of lending and are typically funding their business through equity, which can lead to ownership dilution. The credit solutions offered by BlackSoil are designed to help these companies with their short-term financing needs, such as working capital, asset acquisition, or runway financing.
Growth Friendly
Alternative debt helps in growth since limited exposure by traditional lenders due to inability of borrowers to provide hard assets as security
Time Bound
Quick Evaluation and turnround time. Average one month disbursal time
Institutional Capital
Growth companies backed by institutional investors, having raised minimum Series A
Operating Cashflows
Underwriting with a focus on regular growing cashflows
Debt to
Financial Institutions
Blacksoil offers debt financing to new-age fintech companies and smaller traditional financial institutions (FIs) and Non-Banking Financial Companies (NBFCs) that may have limited access to debt from traditional lenders due to their evolving business models. In addition to meeting recurring debt requirements, BlackSoil also helps build databases and analytics to underwrite and provide debt financing in multiple tranches more efficiently.
Onward Lending
Credit for onward lending to established NBFCs with good vintage, backed by promoters with excellent credentials, and profitable portfolios with low NPAs
FinTech Friendly
Catering to the needs of fintechs with limited exposure from traditional lenders due to ever-evolving business models & statutory guidelines
Long-term Partnerships
Collaboration for extended periods to cater to the recurring debt requirements of Fls
Sectoral Expertise
Deep domain expertise which allows to structure the transaction as per their business needs
Supply Chain
Finance
BlackSoil’s SaralSCF is an in-house Supply Chain Fintech platform providing supply chain financing for SME channel partners for their purchases and sales invoices. With a fully integrated LOS and LMS, SaralSCF can seamlessly handle digital disbursements and collections, and is capable of integrating with channel partners’ ERPs through APIs. The platform has onboarded customers across geographies and customer profiles, from corporates to retailers and farmers.
SaralSCF – BlackSoil’s SCF Arm
StartUp ecosystem
Making SCF presence in Startup ecosystem with in-depth understanding of supply chain
360-degree SCF Coverage
Customer acquisition through Anchors. Supply chain finance to vendors & customers of large anchors, with covenants from anchors
FinTech Support
Tech-enabled end-to-end LOS and LMS. Provides API access to channel partners for faster disbursements
Quick TAT
Average 10 days anchor onboarding time and 2 days borrower disbursal time
Legacy Business
(Real Estate Business)
BlackSoil began providing credit solutions to established real estate developers through a SEBI-registered Cat-II AIF, BlackSoil Realty Trust in 2013. This Fund has exited fully. In 2016, BlackSoil Capital, a newly acquired NBFC started lending to real estate developers. In 2018 BlackSoil Asset Management Pvt. Ltd. (BAMPL), a subsidiary of BlackSoil Capital, started fund management activity for real estate funds, and currently manages two real estate SEBI-registered, Cat-II AIFs which have a combined AUM of ₹450+ Crs. In 2021, an associate firm of BlackSoil acquired Walton Street’s India operations along with the management team, and now the entity operates as WSB Real Estate Partners. It provides senior secured debt funding to high-quality real estate developers with a proven track record, in mid-income housing across Tier-I & II Indian cities. Since then, BlackSoil Capital has stopped lending directly in real estate.
WSB Real Estate Partners – BlackSoil’s Associate Company
See what we have achieved in our legacy real estate business